Long Term Care Insurance
Most Baby Boomers have been around long enough to get a pretty good handle on car & medical insurance. But Boomers what do you know about long term care insurance? Probably very little, but your not alone. An insurance industry study found that most Baby Boomers have very little understanding of long term care insurance and, as the saying goes, what you don’t know could not only hurt you, but cost you in a big way. Our Boomer Reporter, Joe Winkler has some important tips in this report.

State Certification Agencies for Rehabilitation Facilities:
http://www.asha.org/about/legislation-advocacy/state/state_cert_agencies.htm#az

From the AARP:
http://www.aarpmagazine.org/money/Articles/a2003-02-25-longtermquiz.html

From the AARP:
Be sure that the insurance company offering the policy will be financially sound when, or if, it comes time to pay your claim. Use these services:
A.M. Best
908-439-2200
www.ambest.com

Moody's Investors Services
212-553-0300
www.moodys.com

Standard & Poor's Insurance Ratings Service 212-438-2000
www.standardandpoor.com

Insurance Institute:
http://www.iii.org

Medicare / State Health Insurance Counseling and Assistance Programs (SHIPs):
http://www.medicare.gov/contacts/Static/SHIPs.asp?dest=NAV|Home|RelatedWebsites|SHIPs#TabTop